Course Overview

This microlearning course provides an overview of the complexity of lending securities including:

  • General security agreements.

  • Specific security agreements.

  • The registration of security, including company assets.

 

Who is this for?

This course is suitable for banking and allied professionals, especially those working in securities roles. The course is designed to provide critical knowledge to help you understand the principles of good security within a banking context and processes used to register securities for consumer and business loans.

 

What do I get when I finish the course?

You’ll be eligible for a digital badge, issued by FINSIA and Credly. This badge can be shared across your online platforms.

For further details, click here.

Banking

What you will learn

  • Explain the principles of good security within a banking context.

  • Understand and differentiate between the types of security taken to support consumer and business lending.

  • Explain how and why securities are registered.

  • Understand what happens when there are changes to security and the implications for the bank.

  • The role loan-to-value ratio plays in the types of security to support loans.

  • Explain the high-level process that banks follow when they seek to realise on the security held to cover debt.

Course Structure

The course material is presented online to give you maximum flexibility – study when and where it suits your schedule. Access to the content is available for 3 months.