This microlearning course also provides an overview of the characteristics of the products offered to lending customers and how they meet the needs of customers.

This microlearning course provides an overview of the complexity of lending securities including:   - General security agreements - specific security agreements - the registration of security, including company assets. 

This microlearning course provides an overview of a bank’s requirement to develop and maintain a risk management framework and associated processes to effectively manage risk. The course explains the commonly used three lines of defence framework utilised by banks and the activities undertaken to meet industry standards and regulatory obligations.

This microlearning course examines what is meant by risk culture and why it matters in bank risk management. The course also focuses on how ethical behaviour complements regulatory and legal requirements to embed a sound risk culture.

This microlearning course provides an outline of the regulatory and legislative framework that supports the banking sector of Australia. It examines why we need legislation and regulation in banking and the key legal and regulatory requirements that apply. The course also provides an outline of the role, purpose and functions of Australia’s regulators, the central bank and key international regulatory bodies.

This microlearning course will help you understand and explain the obligations of the AML/CTF legislation within the banking industry. The course examines how illicit funds may be moved through the banking system and describes your reporting obligations relating to Anti-Money Laundering and Counter Terrorism Financing.

This microlearning course will provide practical knowledge to help you identify customers experiencing vulnerability and how you can better support them.

This microlearning course examines the key risk types faced by the finance industry including what is meant by strategic, financial and operational risk. The course also provides an overview of the key financial services regulators and how they oversee Australian banks.

This microlearning course provides an overview of the principles of business lending through the application of models and their association to credit appraisal techniques, including an introduction to the loan approval process.

This microlearning course provides an overview of the characteristics and types of retail banking products, and payment facilities offered by banks. The course also introduces the various additional services banks offer to meet consumer needs.

Learn how to confidently analyse business performance by understanding common financial ratios. This microlearning course provides an overview of the key financial ratios used to analyse the performance of a business. It provides practical tools and knowledge to help you understand how to use financial ratios to determine whether a business can service commitments. The course also examines how financial ratios support trend analysis to highlight historical performance and future potential.

This microlearning course explains how financial statements are structured, their purpose and the key components that financial statements contain. The course provides practical knowledge to help you to critically analyse financial statements to better understand a business’s financial performance.

This microlearning course provides students with foundation knowledge to understand how a bank operates as a business and its requirements for both liquidity and profitability. The course also examines how bank revenue is generated through responsible lending practices.

This microlearning course provides an overview of current Australian legislative requirements and provides practical knowledge to help you handle customer complaints in a legally compliant manner.